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Welcome! Here You Can Find Great Information on Real Estate In Southwest Oklahoma 

Pam & Barry's Team Website is moving. You can visit our new site at www.pamandbarry.com!Please visit our new site for the most up to date information on the Lawton Real Estate market. 

Looking for homes? Search everything the web has to offer! Don't miss our Featured Properties. 

Need local real estate information? We've summarized much of what is important about the Lawton, Elgin and Cache real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site as well as the new site are filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on these sites for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Lawton, Elgin and Cache real estate agents, we have the experience and track record you are looking for. Please let us help. 

- Pam and Barry's Team 

 


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Real Estate Tips

Foreclosures >4. Foreclosure Alternatives

There are several alternatives for a homeowner to consider when foreclosure is looming. Before proceeding, a homeowner must first choose whether or not he or she wants to keep his or her home.

If a homeowner wants to keep their home:

  • Repayment plan: The homeowner establishes a payment schedule with the lender to pay the delinquent amount.
  • Special forbearance plan: The homeowner requests a temporary reduction or payment suspension that will be increased after a set specific period of to repay the delinquent amount.
  • Modifying the mortgage: The homeowner can refinance the debt and/or extend the term of the loan.
  • HUD partial claim: If the homeowner has a loan insured by the Federal Housing Administration the lender can get a one time payment from the FHA-Insurance Fund to get the mortgage payments up to date.
  • Refinance: The homeowner can negotiate a new loan with a different interest rate in order to make smaller payments.
  • All options listed are subject to approval of the lender.

If a homeowner does not want to keep their home:

  • Sell the house: Depending on the situation, the homeowner may be able to sell the house for more than is owed to the lender.
  • Assumption: The homeowner turns over possession of the house to another person who then assumes the responsibility of the payments.
  • Short sale: The lender and the homeowner come to an agreement to sell the home at a loss in order to get the homeowner out.
  • Pre-foreclosure sale: The homeowner can sell the home and use the proceeds to settle the mortgage debt, even if the proceeds are less than the amount owed.
  • Deed in Lieu of Foreclosure: The homeowner surrenders the property to the lender without further damage to his or her credit.

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Real Estate Trivia

Q 
What is currently the most sought-after amenity in the majority of upscale homes?

A 
Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Pam and Barry's Team, REALTOR®, real estate agent and broker for Lawton, Elgin and Cache, Oklahoma home listings, property and land for sale - NUMBER1EXPERT

Pam & Barry's Team
RE/MAX Professional Realtors

3908 NW Elm Ave.
Lawton, OK. 73505
Office: 580-248-8800
Toll Free: 800-294-8118
Cell: 580-591-2900
Fax: 580-248-8818
Email: pammarion-homes@NUMBER1EXPERT.com
homes@homes-lawton.com

As two of America's NUMBER1EXPERTS™ in the Lawton / Ft. Sill area, Pam and Barry and their team are well equipped to guide you through all your real estate needs. Honesty, integrity, loyalty and professionalism are what makes them the TOP RANKED agents and team in the state of Oklahoma and the midwest United States. Pam and Barry are both members of the RE/MAX Platinum Club and Hall of Fame members, and also are members of Who's Who Among American Business professionals. Pam and Barry have more training and experience than the average real estate agent, and don’t cost a penny more. In fact, their expertise may actually save you time and money when you're buying a home, and maximize your profit when you are selling one. Call or email them today!

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